SECURE RETIREMENT PATHWAYS
After a lifetime of work, every American deserves a secure, dignified retirement — not a future of uncertainty or dependence. For too many, Social Security alone isn’t enough to keep up with rent, healthcare, and daily costs. It’s time to modernize retirement for the 21st century and ensure no one who worked hard all their life is left behind.
THE PROBLEM
Nearly half of all workers have no retirement savings at all.
Pension plans have been replaced with risky 401(k)s tied to Wall Street performance.
Rising costs for housing, food, and medicine erode fixed incomes faster than inflation adjustments can keep up.
Many seniors are forced to delay retirement or re-enter the workforce just to survive.
Small businesses often lack affordable ways to offer employees retirement benefits.
The result: millions of Americans aging into insecurity after a lifetime of contribution.
OUR PLAN - BUILDING STABILITY AFTER A LIFETIME OF WORK
We will create a retirement system that works for everyone, not just those with financial advisors:
Automatic Retirement Enrollment — All workers are enrolled in a national savings program that supplements Social Security.
Portable Retirement Accounts — Benefits follow you from job to job, including part-time and gig work.
Tax-Free “Freedom Savings” Accounts — Federally backed retirement savings with zero management fees and inflation-adjusted interest.
Employer Participation Incentives — Tax credits for small businesses that contribute to employee retirement plans.
Enhanced Social Security Credits — Reward long-term caregivers, part-time workers, and unpaid labor with credited years toward benefits.
Retirement Security Guarantee — No retiree’s income falls below the poverty line; federal supplements bridge the gap.
Financial Education & Support Centers — Free retirement counseling and fraud protection for seniors in every community.
WHY IT MATTERS
A secure retirement isn’t a gift — it’s earned security for years of hard work and contribution.
Ensuring stability for seniors strengthens the entire economy and honors the generation that built it.
“After a lifetime of work, no one should have to start over just to grow old.”